PROTECT THOSE WHO ARE IMPORTANT TO YOU -- YOUR ASSETS --YOU AND YOUR FAMILY
who provide service to the clients' changing
insurance needs by conferring and
customizing insurance programs to suit
the individual client, often covering a
variety of risks.
Make It Yours
UNIVERSAL LIFE
Permanent insurance with coverage for life. Universal life insurance also contains a cash value that grows tax-deferred until funds are withdrawn—available with or without **Living Benefits or Long Term Care
WHOLE LIFE
Comprehensive life insurance coverage with permanent protection and guaranteed cash.
TERM
Competitively priced life insurance coverage for a specific period; with or without **Living Benefits
FINAL EXPENSES LIFE
Permanent protection that can help cover expenses such as final medical bills and funeral costs with guaranteed cash value.
LONG TERM CARE
Helps protect against the high costs of long term care expenses when you are unable to perform Activities of Daily Living or have a severe cognitive impairment.
“Your company is the greatest. I can’t imagine anyone living without you.” - Very smart customer
**Living Benefits
•Replace lost income
•Help pay medical bills or deductibles
•Cover cost of assisted-living care
•Pay for once-in-a-lifetime family trip
CRITICAL ILLNESS
Means that the insured has been diagnosed with a health condition—heart attack, stroke, cancer, etc.
CHRONIC ILLNESS
Means the insured is unable to perform at least two of the six activities of daily living without substantial assistance from another person for a period of at least 90 days
The insured is diagnosed (after policy date or date of issue)
with a bodily injury or disease which has reduced life expectancy to within 12 months.
DOESN’T IT MAKE SENSE TO PROTECT THOSE WHO COUNT ON YOU?
- DEATH BENEFITS
- COLLEGE PLANNING
- RETIREMENT PLANNING
- MORTGAGE PROTECTION
- ANNUITIES
Licensed in Florida and Alabama
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